MK40 2FF Bedford
Live postcode, introduced April 2008. Ward: Harpur. Region: East of England.
Streets
- Wellington Street, Bedford: 12 addresses
- Foster Hill Road, Bedford: 1 address
Council tax
What each band costs in Bedford in 2026-27: Band D £2,472 a year on average, including the police, fire and any county and parish charges.
| A | B | C | D | E | F | G | H |
|---|---|---|---|---|---|---|---|
| £1,648 | £1,922 | £2,197 | £2,472 | £3,021 | £3,570 | £4,120 | £4,943 |
Homes by band in the neighbourhood around this postcode: most are in band A (76% of about 1,110 homes).
Planning and heritage
- Conservation area: no postcode centre in this postcode is in one.
- Listed buildings within 100 m of this postcode: none.
- Article 4 direction (removing permitted development rights): none recorded, though not every council has published theirs.
- Tree preservation orders: none recorded, though not every council has published theirs.
- Green belt: no.
Brownfield land registered for housing within 1.0 km
- 64 Harpur Street Bedford: up to 13 homes, permissioned (190 m)
- 30 The Broadway, Bedford: up to 2 homes, permissioned (230 m)
- 30 The Broadway, Bedford: up to 4 homes, permissioned (230 m)
- 13 The Crescent, Bedford, permissioned (280 m)
- Broadway House, 4 - 6 The Broadway, Bedford: up to 8 homes, permissioned (310 m)
- 45 Harpur Street, Bedford, permissioned (360 m)
- 113 High Street, Bedford: up to 5 homes, permissioned (410 m)
- 26 - 28 Bromham Road, Bedford: up to 12 homes, permissioned (420 m)
Flood risk
Rivers, the sea or surface water: in this postcode, 0 addresses are in areas at high risk, 4 at medium risk and 6 at low risk. Each address counts once, at the higher of its rivers-and-sea and surface-water risk.
Rivers and the sea alone: no home is in an area at risk.
High: 3.3% (1 in 30) or more chance of flooding a year. Medium: 1% to 3.3%. Low: 0.1% to 1%. Very low: under 0.1%. The rivers and sea figures allow for flood defences. Counts cover whole postcodes, which can include other streets.
Flood zone for planning: no postcode centre is in flood zone 2 or 3.
Broadband
Superfast 100%, ultrafast 100%, gigabit 100% of premises; 0% cannot get 10 Mbit/s. Ofcom Connected Nations, data as at January 2026.
Getting around
| Nearest | Distance | |
|---|---|---|
| Railway stations | Bedford 3.8 million journeys in 2024–25 | 950 m |
| Bedford St Johns 176,000 journeys in 2024–25 | 1.4 km | |
| Kempston Hardwick 9,780 journeys in 2024–25 | 6.0 km | |
| Bus stops | 12 stops within 400 m, 48 within 800 m; nearest Tavistock Court Bedford | 200 m |
| Bus or coach station | Bus Station Bedford | 460 m |
| Car parks | 2 within 800 m; nearest Lurke Street Car Park | 470 m |
| EV charging points | 25 within 1.6 km; nearest bp pulse Charging Station | 100 m |
| Airport with scheduled flights | London Luton Airport LTN | 30.5 km |
People and work
Who lives here
| Around this postcode | England | |
|---|---|---|
| Median age | 36 | 40 |
| Children under 15 | 15% | 17% |
| Aged 65 and over | 8% | 18% |
Homes
| Around this postcode | England | |
|---|---|---|
| Owned (outright or with a mortgage) | 31% | 61% |
| Owned outright | 12% | 33% |
| Shared ownership | 0% | 1% |
| Social rented | 38% | 17% |
| Private rented | 30% | 21% |
Work and commuting
| Around this postcode | England | |
|---|---|---|
| Adults (16 and over) in work | 51% | 57% |
| Unemployment (of those working or looking for work) | 15% | 6% |
| Retired (of adults) | 9% | 22% |
| Long-term sick or disabled (of adults) | 8% | 4% |
| Work mainly from home (of those in work) | 31% | 32% |
| Travel to work by car or van | 29% | 48% |
| By train, Underground, metro or tram | 2% | 4% |
| By any public transport, including bus | 8% | 8% |
| On foot or by bicycle | 27% | 10% |
| Work within 10 km of home (of those who travel to work) | 64% | 65% |
| Work 30 km or more away | 8% | 8% |
Education and languages
| Around this postcode | England | |
|---|---|---|
| Degree or other higher qualification, Level 4+ (of adults) | 25% | 34% |
| No qualifications | 26% | 18% |
| Apprenticeship as highest qualification | 5% | 5% |
| Main language English (aged 3 and over) | 77% | 91% |
| Cannot speak English well or at all | 7% | 2% |
Deprivation
The neighbourhood around this postcode is in decile 1 of 10 on the English Indices of Deprivation 2025, where 1 is the most deprived tenth of England's 33,755 neighbourhoods and 10 the least.
The full dossier for this postcode's main street is on Wellington Street.