MK40 2UX Bedford
Live postcode, introduced February 1990. Ward: Harpur. Region: East of England.
Streets
Council tax
What each band costs in Bedford in 2026-27: Band D £2,472 a year on average, including the police, fire and any county and parish charges.
| A | B | C | D | E | F | G | H |
|---|---|---|---|---|---|---|---|
| £1,648 | £1,922 | £2,197 | £2,472 | £3,021 | £3,570 | £4,120 | £4,943 |
Homes by band in the neighbourhood around this postcode: most are in band A (38% of about 1,070 homes).
Planning and heritage
- Conservation area: yes, Bedford (council page). Extensions, demolition, some windows and doors, and work on trees need consent.
- Listed buildings within 100 m of this postcode: none.
- Article 4 direction (removing permitted development rights): none recorded, though not every council has published theirs.
- Tree preservation orders: none recorded, though not every council has published theirs.
- Green belt: no.
Brownfield land registered for housing within 1.0 km
- 74 Clapham Road, Bedford: up to 4 homes, permissioned (180 m)
- 15 Shakespeare Road, Bedford: up to 13 homes, permissioned (200 m)
- Rushmoor School, 58-82 Shakespeare Road, Bedford: up to 55 homes, pending decision (210 m)
- 31 Warwick Avenue, Bedford: up to 4 homes, permissioned (230 m)
- West One, 63 to 67 Bromham Road, Bedford: up to 12 homes, permissioned (350 m)
- West One, 63 - 67 Bromham Road, Bedford: up to 24 homes, permissioned (350 m)
- West One, 63 - 67 Bromham Road, Bedford: up to 25 homes, permissioned (360 m)
- Enterprise House, 4 - 6 Union Street, Bedford: up to 2 homes, permissioned (460 m)
Flood risk
No address in this postcode is in an area at high, medium or low risk of flooding from rivers, the sea or surface water. The rest are in areas at very low risk: less than a 0.1% (1 in 1,000) chance a year.
Rivers and the sea alone: no home is in an area at risk.
High: 3.3% (1 in 30) or more chance of flooding a year. Medium: 1% to 3.3%. Low: 0.1% to 1%. Very low: under 0.1%. The rivers and sea figures allow for flood defences. Counts cover whole postcodes, which can include other streets.
Flood zone for planning: no postcode centre is in flood zone 2 or 3.
Height above sea level
The postcode's addresses are about 38 m above sea level.
Broadband
Superfast 100%, ultrafast 11%, gigabit 0% of premises; 0% cannot get 10 Mbit/s. Ofcom Connected Nations, data as at January 2026.
Getting around
| Nearest | Distance | |
|---|---|---|
| Railway stations | Bedford 3.8 million journeys in 2024–25 | 730 m |
| Bedford St Johns 176,000 journeys in 2024–25 | 1.7 km | |
| Kempston Hardwick 9,780 journeys in 2024–25 | 5.9 km | |
| Bus stops | 20 stops within 400 m, 51 within 800 m; nearest The Limes Bedford | 20 m |
| Bus or coach station | Bus Station Bedford | 800 m |
| Car parks | River Street Car Park | 1.0 km |
| EV charging points | 22 within 1.6 km; nearest Park Road West | 480 m |
| Airport with scheduled flights | London Luton Airport LTN | 30.8 km |
Local services
| Nearest | Distance | |
|---|---|---|
| GP surgeries | 4 practices within 1.6 km; nearest Linden Road Surgery | 110 m |
| Pharmacies | 7 pharmacies within 1.6 km; nearest Kay's Chemist | 490 m |
| NHS dentists | 21 practices within 1.6 km; nearest Shakespeare Clinic | 220 m |
| Hospital | Bedford Hospital | 1.7 km |
| Police station | Bedford Police Station | 810 m |
| Cash machines | 2 machines within 800 m; nearest Costcutter Cashzone | 490 m |
Parks and green space
| Nearest | Distance | |
|---|---|---|
| Park or garden | 3 within 800 m; nearest Unnamed 4,250 m² | 210 m |
| Largest park within 800 m | Bedford Park 25 ha | 780 m |
| Play area | 8 within 800 m; nearest Unnamed 1,290 m² | 390 m |
| Playing field | 2 within 800 m; nearest Priory Recreation Ground 6,000 m² | 590 m |
| Allotments | Queens Park Allotment Site 2.9 ha | 1.0 km |
Within 800 m: 3 parks and gardens, 26 hectares in all.
Landmarks
The nearest historic landmark is Bedford Cemetery, a registered park or garden (Grade II), 1.2 km north-east. 23 listed buildings are within 1.0 km.
| Name | What it is | From the postcode's centre |
|---|---|---|
| Bedford Cemetery | Registered park or garden, Grade II | 1.2 km north-east |
| Bedford Park | Registered park or garden, Grade II | 1.2 km north-east |
| Medieval lime kiln off Castle Lane, Bedford | Scheduled monument | 1.3 km south-east |
| Bedford Castle motte and bailey | Scheduled monument | 1.4 km south-east |
| Oval barrow 60m west of Ranworth Walk, 650m south west of Westfield School | Scheduled monument | 1.9 km south-west |
| Name | What it is | From the postcode's centre |
|---|---|---|
| Hill Rise | Wood | 840 m north-east |
| Castle Hill | Hill | 1.4 km south-east |
| Rink Islands | Island | 1.5 km south-east |
| Parkwood | Wood | 1.7 km north |
| Bromham Lake | Lake or reservoir | 1.7 km north-west |
| Deep Spinney | Wood | 1.8 km west |
Air quality
| Pollutant | Here | UK limit | WHO guideline |
|---|---|---|---|
| Nitrogen dioxide (NO2) | 10.2 | 40 | 10 |
| Fine particles (PM2.5) | 7.2 | 20 | 5 |
| Particles (PM10) | 11.8 | 40 | 15 |
All three are within the UK legal limits; nitrogen dioxide and PM2.5 are above the WHO guideline, as in most towns and cities.
Road and rail noise
| Level | Road traffic | Railways |
|---|---|---|
| Under 55 | 49 | 49 |
None of the postcode's 49 addresses is modelled at 55 dB or more from road or rail traffic.
People and work
Who lives here
| Around this postcode | England | |
|---|---|---|
| Median age | 43 | 40 |
| Children under 15 | 13% | 17% |
| Aged 65 and over | 31% | 18% |
Homes
| Around this postcode | England | |
|---|---|---|
| Owned (outright or with a mortgage) | 37% | 61% |
| Owned outright | 23% | 33% |
| Shared ownership | 10% | 1% |
| Social rented | 28% | 17% |
| Private rented | 25% | 21% |
Work and commuting
| Around this postcode | England | |
|---|---|---|
| Adults (16 and over) in work | 47% | 57% |
| Unemployment (of those working or looking for work) | 3% | 6% |
| Retired (of adults) | 34% | 22% |
| Long-term sick or disabled (of adults) | 8% | 4% |
| Work mainly from home (of those in work) | 29% | 32% |
| Travel to work by car or van | 35% | 48% |
| By train, Underground, metro or tram | 2% | 4% |
| By any public transport, including bus | 7% | 8% |
| On foot or by bicycle | 22% | 10% |
| Work within 10 km of home (of those who travel to work) | 68% | 65% |
| Work 30 km or more away | 3% | 8% |
Education and languages
| Around this postcode | England | |
|---|---|---|
| Degree or other higher qualification, Level 4+ (of adults) | 30% | 34% |
| No qualifications | 24% | 18% |
| Apprenticeship as highest qualification | 8% | 5% |
| Main language English (aged 3 and over) | 86% | 91% |
| Cannot speak English well or at all | 6% | 2% |
Deprivation
The neighbourhood around this postcode is in decile 3 of 10 on the English Indices of Deprivation 2025, where 1 is the most deprived tenth of England's 33,755 neighbourhoods and 10 the least.