MK40 3TZ Bedford
Live postcode, introduced January 1980. Ward: Castle & Newnham. Region: East of England.
Streets
- Castle Road, Bedford: 7 addresses
Council tax
What each band costs in Bedford in 2026-27: Band D £2,472 a year on average, including the police, fire and any county and parish charges.
| A | B | C | D | E | F | G | H |
|---|---|---|---|---|---|---|---|
| £1,648 | £1,922 | £2,197 | £2,472 | £3,021 | £3,570 | £4,120 | £4,943 |
Homes by band in the neighbourhood around this postcode: most are in band D (58% of about 530 homes).
Planning and heritage
- Conservation area: no postcode centre in this postcode is in one.
- Listed buildings within 100 m of this postcode: none.
- Article 4 direction (removing permitted development rights): none recorded, though not every council has published theirs.
- Tree preservation orders: none recorded, though not every council has published theirs.
- Green belt: no.
Brownfield land registered for housing within 1.0 km
- Aspects Leisure Park, Bedford: up to 128 homes, pending decision (590 m)
- Equipoise House, 8 - 12 Grove Place, Bedford: up to 12 homes, permissioned (1.0 km)
Flood risk
No address in this postcode is in an area at high, medium or low risk of flooding from rivers, the sea or surface water. The rest are in areas at very low risk: less than a 0.1% (1 in 1,000) chance a year.
Rivers and the sea alone: no home is in an area at risk.
High: 3.3% (1 in 30) or more chance of flooding a year. Medium: 1% to 3.3%. Low: 0.1% to 1%. Very low: under 0.1%. The rivers and sea figures allow for flood defences. Counts cover whole postcodes, which can include other streets.
Flood zone for planning: no postcode centre is in flood zone 2 or 3.
Height above sea level
The postcode's addresses are about 27 m above sea level.
Broadband
Superfast 100%, ultrafast 100%, gigabit 100% of premises; 0% cannot get 10 Mbit/s. Ofcom Connected Nations, data as at January 2026.
Getting around
| Nearest | Distance | |
|---|---|---|
| Railway stations | Bedford St Johns 176,000 journeys in 2024–25 | 1.6 km |
| Bedford 3.8 million journeys in 2024–25 | 2.2 km | |
| Kempston Hardwick 9,780 journeys in 2024–25 | 6.4 km | |
| Bus stops | 12 stops within 400 m, 31 within 800 m; nearest Phillpott's Avenue Bedford | 40 m |
| Bus or coach station | Bus Station Bedford | 1.6 km |
| Car parks | Lurke Street Car Park | 1.2 km |
| EV charging points | 14 within 1.6 km; nearest Russell Avenue | 370 m |
| Airport with scheduled flights | London Luton Airport LTN | 29.8 km |
Local services
| Nearest | Distance | |
|---|---|---|
| GP surgeries | 4 practices within 1.6 km; nearest Goldington Avenue Surgery | 840 m |
| Pharmacies | 9 pharmacies within 1.6 km; nearest Kidmans Surgical Chemist | 310 m |
| NHS dentists | 17 practices within 1.6 km; nearest Idh Limited | 450 m |
| Hospital | Bedford Hospital | 2.0 km |
| Police station | Bedford Police Station | 1.7 km |
| Cash machines | Bedford 81 High Street NatWest | 1.3 km |
Parks and green space
| Nearest | Distance | |
|---|---|---|
| Park or garden | 5 within 800 m; nearest Russell Park 8.1 ha | 280 m |
| Largest park within 800 m | Everard Meadow 10 ha | 700 m |
| Play area | 4 within 800 m; nearest Unnamed 3,300 m² | 310 m |
| Playing field | 2 within 800 m; nearest Unnamed 10 ha | 600 m |
| Allotments | 2 within 800 m; nearest Unnamed 3,330 m² | 290 m |
Within 800 m: 5 parks and gardens, 24 hectares in all.
Landmarks
The nearest historic landmark is Site of Newnham Priory, a scheduled monument, 810 m south-east. 11 listed buildings are within 1.0 km.
| Name | What it is | From the postcode's centre |
|---|---|---|
| Site of Newnham Priory | Scheduled monument | 810 m south-east |
| Bedford Castle motte and bailey | Scheduled monument | 1.1 km west |
| Medieval lime kiln off Castle Lane, Bedford | Scheduled monument | 1.2 km west |
| Bedford Park | Registered park or garden, Grade II | 1.6 km north-west |
| Bedford Cemetery | Registered park or garden, Grade II | 1.9 km north-west |
| Name | What it is | From the postcode's centre |
|---|---|---|
| Longholme Island | Island | 640 m south |
| Priory Marina | Lake or reservoir | 930 m south-east |
| New Cut | Lake or reservoir | 1.1 km south-east |
| Castle Hill | Hill | 1.1 km west |
| Rink Islands | Island | 1.1 km west |
| Press Meadow | Wood | 1.2 km south-east |
Air quality
| Pollutant | Here | UK limit | WHO guideline |
|---|---|---|---|
| Nitrogen dioxide (NO2) | 9.5 | 40 | 10 |
| Fine particles (PM2.5) | 7.3 | 20 | 5 |
| Particles (PM10) | 11.7 | 40 | 15 |
All three are within the UK legal limits; PM2.5 is above the WHO guideline, as in most towns and cities.
Road and rail noise
| Level | Road traffic | Railways |
|---|---|---|
| 55 to 59 | 6 | 0 |
| Under 55 | 1 | 7 |
6 of the postcode's 7 addresses are modelled at 55 dB or more from road traffic, above the WHO guidelines.
People and work
Who lives here
| Around this postcode | England | |
|---|---|---|
| Median age | 43 | 40 |
| Children under 15 | 24% | 17% |
| Aged 65 and over | 21% | 18% |
Homes
| Around this postcode | England | |
|---|---|---|
| Owned (outright or with a mortgage) | 87% | 61% |
| Owned outright | 55% | 33% |
| Shared ownership | 2% | 1% |
| Social rented | under 1% | 17% |
| Private rented | 11% | 21% |
Work and commuting
| Around this postcode | England | |
|---|---|---|
| Adults (16 and over) in work | 67% | 57% |
| Unemployment (of those working or looking for work) | under 1% | 6% |
| Retired (of adults) | 25% | 22% |
| Long-term sick or disabled (of adults) | 0% | 4% |
| Work mainly from home (of those in work) | 41% | 32% |
| Travel to work by car or van | 40% | 48% |
| By train, Underground, metro or tram | 3% | 4% |
| By any public transport, including bus | 3% | 8% |
| On foot or by bicycle | 14% | 10% |
| Work within 10 km of home (of those who travel to work) | 73% | 65% |
| Work 30 km or more away | 9% | 8% |
Education and languages
| Around this postcode | England | |
|---|---|---|
| Degree or other higher qualification, Level 4+ (of adults) | 51% | 34% |
| No qualifications | 10% | 18% |
| Apprenticeship as highest qualification | 5% | 5% |
| Main language English (aged 3 and over) | 95% | 91% |
| Cannot speak English well or at all | 1% | 2% |
Deprivation
The neighbourhood around this postcode is in decile 9 of 10 on the English Indices of Deprivation 2025, where 1 is the most deprived tenth of England's 33,755 neighbourhoods and 10 the least.
The full dossier for this postcode's main street is on Castle Road.