SA43 1DF Ceredigion
Live postcode, introduced January 1980. Ward: Teifi.
Streets
Council tax
What each band costs in Ceredigion in 2026-27: Band D £2,419 a year on average, including the police and community council charges.
| A | B | C | D | E | F | G | H | I |
|---|---|---|---|---|---|---|---|---|
| £1,613 | £1,882 | £2,151 | £2,419 | £2,957 | £3,495 | £4,032 | £4,839 | £5,645 |
Homes by band in the neighbourhood around this postcode: most are in band B (38% of about 720 homes).
Planning and heritage
- Conservation area: yes, Cardigan. Extensions, demolition, some windows and doors, and work on trees need consent.
- Listed buildings within 100 m of this postcode: 20.
- Article 4 directions, tree preservation orders and green belt: Wales has no national record of these; the council's planning department holds them.
Listed buildings
- Avondale, grade II*
- 19 St Marys Street, grade II
- 21 St Marys Street, grade II
- 22 St Marys Street, grade II
- 32 St Marys Street, grade II
- 43 St Marys Street, grade II
- 8 St Marys Street, grade II
- 9 St Marys Street, grade II
- Broyan House, grade II
- Capel Mair, Chapel House & Vestry, Feidrfair, grade II
- Cardigan & Tivyside Advertiser, grade II
- Cemaes, grade II
- ForeCourt Railings & Gatepiers at Mount Zion Baptist Chapel, grade II
- Former Hope Chapel, grade II
- Graystone, grade II
- Imperial House, grade II
- Pedestrian Gate between no 43 & The Old Stables, grade II
- Retaining Wall in Castle Green Grounds to E of House, grade II
- The Angel Hotel, grade II
- The Old Stables, grade II
Flood risk
Rivers, the sea or surface water: of the 17 address points in this postcode, 10 at high risk, 2 at medium risk and 2 at low risk. Each counts once, at the higher of its rivers-and-sea and surface-water risk.
Rivers and the sea alone: 10 at high risk, 2 at medium risk and 1 at low risk. Surface water and small watercourses alone: 5 at high risk, 3 at medium risk and 3 at low risk.
High: 3.3% (1 in 30) or more chance of flooding a year. Medium: 1% to 3.3%. Low: 0.1% to 1%. The map allows for flood defences. Address points are every property record (UPRN) in the postcode, each counted if it is in an area or within 5 m of one (the maps stop at building walls); a few are not homes, such as garages, business units or caravan pitches. Counts cover whole postcodes, which can include other streets.
Flood zone for planning: the postcode centre is in flood zone 3. Zone 3 is a 1% (1 in 100) or greater annual chance of flooding from rivers, or 0.5% from the sea, ignoring defences. Welsh zones include an allowance for climate change.
Height above sea level
The postcode's 17 addresses are between 3 m and 4 m above sea level (4 m on average).
Broadband
Superfast 100%, ultrafast 0%, gigabit 0% of premises; 0% cannot get 10 Mbit/s. Ofcom Connected Nations, data as at January 2026.
Getting around
| Nearest | Distance | |
|---|---|---|
| Railway station | Fishguard Harbour 9,610 journeys in 2024–25 | 23.8 km |
| Bus stops | 12 stops within 400 m, 25 within 800 m; nearest Cardigan Council Offices | 50 m |
| Bus or coach station | Eisteddfod Llandynan | 4.4 km |
| Airport with scheduled flights | Cardiff International Airport CWL | 118.7 km |
Local services
| Nearest | Distance | |
|---|---|---|
| GP surgeries | 2 practices within 1.6 km; nearest Ashleigh Surgery | 260 m |
| Pharmacies | 3 pharmacies within 1.6 km; nearest Well | 180 m |
| NHS dentists | 2 practices within 1.6 km; nearest Feidrfair Dental Surgery | 110 m |
| Hospital | Aberaeron Hospital | 32.8 km |
| Police station | Cardigan Police Station | 1.0 km |
| Cash machines | 2 machines within 800 m; nearest Cashpoint® 14 High Street Lloyds Bank | 180 m |
Parks and green space
| Nearest | Distance | |
|---|---|---|
| Park or garden | 2 within 800 m; nearest Unnamed 5,370 m² | 440 m |
| Play area | 4 within 800 m; nearest Unnamed 3,120 m² | 540 m |
| Playing field | 4 within 800 m; nearest Unnamed 3.0 ha | 350 m |
| Allotments | Unnamed 6,010 m² | 840 m |
Within 800 m: 2 parks and gardens, 0.8 hectares in all.
Landmarks
The nearest historic landmark is Avondale, a listed building (Grade II*), 70 m south-west. 96 listed buildings are within 1.0 km, 1 of them Grade I and 9 of them Grade II*.
| Name | What it is | From the postcode's centre |
|---|---|---|
| Avondale | Listed building, Grade II* | 70 m south-west |
| Cardigan Town Walls | Scheduled monument | 100 m west |
| 7 St Marys Street | Listed building, Grade II* | 110 m west |
| Bethania Baptist Chapel | Listed building, Grade II* | 130 m north |
| Railings gates & gatepiers at Bethania Baptist Chapel | Listed building, Grade II* | 150 m north |
| Cardigan Castle | Registered park or garden, Grade II | 170 m south-west |
| Cardigan Castle | Scheduled monument | 190 m south-west |
| Cardigan Bridge | Scheduled monument | 270 m south-west |
| Coedmore | Registered park or garden, Grade II | 2.9 km south-east |
| Name | What it is | From the postcode's centre |
|---|---|---|
| Rosehill Marsh | Wetland | 1.1 km south-east |
| Pentood Marsh | Wetland | 1.1 km south-east |
| Gallt y Cwarel | Wood | 1.6 km south |
| Cwm Du | Valley | 2.2 km south-east |
| Banc-y-Warren | Hill | 2.9 km north-east |
| Poppit Sands | Beach | 3.7 km north-west |
Air quality
| Pollutant | Here | UK limit | WHO guideline |
|---|---|---|---|
| Nitrogen dioxide (NO2) | 2.0 | 40 | 10 |
| Fine particles (PM2.5) | 3.9 | 20 | 5 |
| Particles (PM10) | 6.6 | 40 | 15 |
All three are within both the UK limits and the WHO guidelines.
Road and rail noise
Defra's noise maps cover England only; the Welsh Government's 2022 maps are not shown here yet.
People and work
Who lives here
| Around this postcode | Wales | |
|---|---|---|
| Median age | 40 | 43 |
| Children under 15 | 16% | 17% |
| Aged 65 and over | 19% | 21% |
Homes
| Around this postcode | Wales | |
|---|---|---|
| Owned (outright or with a mortgage) | 41% | 66% |
| Owned outright | 23% | 38% |
| Shared ownership | 0% | under 1% |
| Social rented | 18% | 17% |
| Private rented | 41% | 17% |
Work and commuting
| Around this postcode | Wales | |
|---|---|---|
| Adults (16 and over) in work | 47% | 54% |
| Unemployment (of those working or looking for work) | 11% | 6% |
| Retired (of adults) | 19% | 25% |
| Long-term sick or disabled (of adults) | 8% | 6% |
| Work mainly from home (of those in work) | 23% | 26% |
| Travel to work by car or van | 46% | 61% |
| By train, Underground, metro or tram | 0% | under 1% |
| By any public transport, including bus | 0% | 3% |
| On foot or by bicycle | 30% | 8% |
| Work within 10 km of home (of those who travel to work) | 71% | 60% |
| Work 30 km or more away | 24% | 10% |
Education and languages
| Around this postcode | Wales | |
|---|---|---|
| Degree or other higher qualification, Level 4+ (of adults) | 27% | 32% |
| No qualifications | 30% | 20% |
| Apprenticeship as highest qualification | 5% | 6% |
| Main language English or Welsh (aged 3 and over) | 97% | 97% |
| Cannot speak English well or at all | 1% | under 1% |
Deprivation
The neighbourhood around this postcode is in decile 1 of 10 on the Welsh Index of Multiple Deprivation 2025, where 1 is the most deprived tenth of Wales's 1,917 neighbourhoods and 10 the least.