Merchant Gate Bedford
2 addresses across 2 postcodes (MK40), about 50 m long. USRN 27302244.
- Sales: 56 recorded sales since 1995; in 2026 the median was £310,000 across 1 sale.
- Flood: 5 addresses on its postcodes are in areas at high or medium risk of flooding from rivers, the sea or surface water.
- Council tax: Most homes around it are in council tax band A; Band D in Bedford costs £2,472 a year in 2026-27.
- Broadband: Gigabit broadband is available to 0% to 96% of premises.
- Transport: The nearest railway station is Bedford St Johns, about 630 m (0.4 miles) away in a straight line.
- Green space: The nearest park or garden, St Mary's Gardens, is about 200 m away.
- Air: Background air pollution in 2024 was 10.5 µg/m³ of nitrogen dioxide and 7.3 of PM2.5, within UK legal limits.
- Height: It is about 27 m above sea level.
- Noise: 2 of its 2 addresses are modelled at 55 dB or more from road traffic.
- Doctors: The nearest GP surgery is Ashburnham Road Surgery, about 600 m (0.4 miles) away, with 5 practices within 1.6 km (1 mile).
- People: About 580 people lived in the census areas around it in 2021; 30% of households owned their home and 37% of adults held a degree or other higher qualification.
- Crime: 759 crimes were recorded within 250 m between September 2025 and August 2026, most often violence and sexual offences.
Sales on this street
| Year | Sales | Median price | Lowest | Highest |
|---|---|---|---|---|
| 2026 | 1 | £310,000 | £310,000 | £310,000 |
| 2025 | 2 | £246,250 | £192,500 | £300,000 |
| 2024 | 1 | £215,000 | £215,000 | £215,000 |
| 2021 | 2 | £375,000 | £340,000 | £410,000 |
| 2020 | 1 | £228,750 | £228,750 | £228,750 |
| 2019 | 1 | £350,000 | £350,000 | £350,000 |
| 2018 | 4 | £295,000 | £270,000 | £340,000 |
| 2017 | 39 | £327,000 | £194,000 | £650,000 |
| Date | Address | Type | Price | Notes |
|---|---|---|---|---|
| 26 Jun 2026 | 5 MK40 1AS | Flat or maisonette | £310,000 | Leasehold. |
| 28 Nov 2025 | 41 MK40 1AS | Flat or maisonette | £192,500 | Leasehold. |
| 24 Oct 2025 | 20 MK40 1AS | Flat or maisonette | £300,000 | Leasehold. |
| 11 Apr 2024 | 18 MK40 1AS | Flat or maisonette | £215,000 | Leasehold. |
| 28 Mar 2024 | 18 MK40 1AS | Flat or maisonette | £255,000 | Leasehold. Not a standard sale (repossession, buy-to-let or transfer). |
| 20 Aug 2021 | 22 MK40 1AS | Flat or maisonette | £410,000 | Leasehold. |
| 5 Mar 2021 | 25 MK40 1AS | Flat or maisonette | £340,000 | Leasehold. |
| 14 Sep 2020 | 8 MK40 1AS | Flat or maisonette | £228,750 | Leasehold. |
| 9 Mar 2020 | 45 MK40 1AS | Flat or maisonette | £370,000 | Leasehold. Not a standard sale (repossession, buy-to-let or transfer). |
| 7 Nov 2019 | 35 MK40 1AS | Flat or maisonette | £350,000 | Leasehold. |
| 10 Dec 2018 | 38 MK40 1AS | Flat or maisonette | £340,000 | Leasehold. |
| 19 Jun 2018 | 34 MK40 1AS | Flat or maisonette | £300,000 | New build. Leasehold. |
| 5 Feb 2018 | 24 MK40 1AS | Flat or maisonette | £265,000 | New build. Leasehold. Not a standard sale (repossession, buy-to-let or transfer). |
| 25 Jan 2018 | 29 MK40 1AS | Flat or maisonette | £270,000 | New build. Leasehold. |
| 3 Jan 2018 | 39 MK40 1AS | Flat or maisonette | £290,000 | New build. Leasehold. |
| 15 Nov 2017 | 28 MK40 1AS | Flat or maisonette | £312,000 | New build. Leasehold. |
| 10 Nov 2017 | 6 MK40 1AS | Flat or maisonette | £275,000 | New build. Leasehold. |
| 31 Oct 2017 | 2 MK40 1AS | Flat or maisonette | £327,000 | New build. Leasehold. |
| 25 Oct 2017 | 25 MK40 1AS | Flat or maisonette | £327,000 | New build. Leasehold. |
| 29 Sep 2017 | 35 MK40 1AS | Flat or maisonette | £335,000 | New build. Leasehold. |
| 25 Sep 2017 | 5 MK40 1AS | Flat or maisonette | £305,000 | New build. Leasehold. |
| 25 Sep 2017 | 11 MK40 1AS | Flat or maisonette | £285,000 | New build. Leasehold. |
| 20 Sep 2017 | 16 MK40 1AS | Flat or maisonette | £290,000 | New build. Leasehold. Not a standard sale (repossession, buy-to-let or transfer). |
| 14 Sep 2017 | 1 MK40 1AS | Flat or maisonette | £270,000 | New build. Leasehold. |
| 16 Aug 2017 | 27 MK40 1AS | Flat or maisonette | £194,000 | New build. Leasehold. |
| 2 Aug 2017 | 15 MK40 1AS | Flat or maisonette | £332,000 | New build. Leasehold. |
| 1 Aug 2017 | 22 MK40 1AS | Flat or maisonette | £395,000 | New build. Leasehold. |
| 28 Jul 2017 | 9 MK40 1AS | Flat or maisonette | £217,000 | New build. Leasehold. |
| 25 Jul 2017 | 21 MK40 1AS | Flat or maisonette | £390,000 | New build. Leasehold. |
| 21 Jul 2017 | 46 MK40 1AS | Flat or maisonette | £395,000 | New build. Leasehold. |
| 21 Jul 2017 | 43 MK40 1AS | Flat or maisonette | £342,000 | New build. Leasehold. |
| 21 Jul 2017 | 19 MK40 1AS | Flat or maisonette | £216,000 | New build. Leasehold. |
| 20 Jul 2017 | 13 MK40 1AS | Flat or maisonette | £205,000 | New build. Leasehold. |
| 14 Jul 2017 | 14 MK40 1AS | Flat or maisonette | £208,000 | New build. Leasehold. |
| 11 Jul 2017 | 42 MK40 1AS | Flat or maisonette | £216,000 | New build. Leasehold. |
| 7 Jul 2017 | 20 MK40 1AS | Flat or maisonette | £342,000 | New build. Leasehold. |
| 7 Jul 2017 | 4 MK40 1AS | Flat or maisonette | £194,000 | New build. Leasehold. |
| 6 Jul 2017 | 12 MK40 1AS | Flat or maisonette | £347,000 | New build. Leasehold. |
| 5 Jul 2017 | 17 MK40 1AS | Flat or maisonette | £348,000 | New build. Leasehold. |
| 4 Jul 2017 | 40 MK40 1AS | Flat or maisonette | £348,000 | New build. Leasehold. |
| 4 Jul 2017 | 31 MK40 1AS | Flat or maisonette | £204,000 | New build. Leasehold. |
| 3 Jul 2017 | 32 MK40 1AS | Flat or maisonette | £205,000 | New build. Leasehold. Not a standard sale (repossession, buy-to-let or transfer). |
| 28 Jun 2017 | 30 MK40 1AS | Flat or maisonette | £347,000 | New build. Leasehold. |
| 28 Jun 2017 | 33 MK40 1AS | Flat or maisonette | £332,000 | New build. Leasehold. |
| 28 Jun 2017 | 26 MK40 1AS | Flat or maisonette | £202,000 | New build. Leasehold. |
| 27 Jun 2017 | 7 MK40 1AS | Flat or maisonette | £340,000 | New build. Leasehold. |
| 27 Jun 2017 | 38 MK40 1AS | Flat or maisonette | £335,000 | New build. Leasehold. |
| 26 Jun 2017 | 37 MK40 1AS | Flat or maisonette | £213,000 | New build. Leasehold. |
| 23 Jun 2017 | 45 MK40 1AS | Flat or maisonette | £395,000 | New build. Leasehold. |
| 23 Jun 2017 | 36 MK40 1AS | Flat or maisonette | £225,000 | New build. Leasehold. |
Energy performance certificates
No certificates found for addresses on this street.
Council tax
What each band costs in Bedford in 2026-27: Band D £2,472 a year on average, including the police, fire and any county and parish charges.
| A | B | C | D | E | F | G | H |
|---|---|---|---|---|---|---|---|
| £1,648 | £1,922 | £2,197 | £2,472 | £3,021 | £3,570 | £4,120 | £4,943 |
Homes by band in the neighbourhood around this street: most are in band A (44% of about 1,130 homes).
Planning and heritage
- Conservation area: no postcode centre in this street's postcodes is in one.
- Listed buildings on or by this street: none.
- Article 4 direction (removing permitted development rights): none recorded, though not every council has published theirs.
- Tree preservation orders: none recorded, though not every council has published theirs.
- Green belt: no.
Brownfield land registered for housing within 1 km (0.6 miles)
- Aecom House, 200 Horne Lane, Bedford: up to 28 homes, permissioned (80 m)
- 1-13 Greyfriars and 57-65 Midland Road, Bedford: up to 18 homes, permissioned (210 m)
- 5 - 7 Priory Street, Bedford: up to 11 homes, permissioned (260 m)
- 1 Brereton Road, Bedford: up to 7 homes, permissioned (280 m)
- Greyfriars, Bedford: up to 200 homes, not permissioned (300 m)
- 9 Church Arcade and 2 Dane Street, Bedford: up to 12 homes, permissioned (310 m)
- Greyfriars Police Station, 32 Greyfriars, Bedford: up to 105 homes, permissioned (330 m)
- Greyfriars, Bedford: up to 200 homes, not permissioned (330 m)
Roadworks
No street works under way, planned or finished in the last three months on this street, in permits up to 31 October 2026.
Flood risk
Rivers, the sea or surface water: in this street's postcodes, 3 addresses are in areas at high risk, 2 at medium risk and 60 at low risk. Each address counts once, at the higher of its rivers-and-sea and surface-water risk.
Rivers and the sea alone: of the 48 homes the Environment Agency counts, 0 are in areas at high risk, 0 medium, 48 low and 0 very low.
High: 3.3% (1 in 30) or more chance of flooding a year. Medium: 1% to 3.3%. Low: 0.1% to 1%. Very low: under 0.1%. The rivers and sea figures allow for flood defences. Counts cover whole postcodes, which can include other streets.
Flood zone for planning: at least one postcode centre is in flood zone 2. Zone 2 is between 0.1% and 1% a year from rivers (0.1% and 0.5% from the sea), ignoring defences.
| Postcode | Planning zone | Addresses at high / medium / low risk | Groundwater |
|---|---|---|---|
| MK40 1AS | zone 2 | 0 / 0 / 58 | unlikely |
| MK40 1UH | not in 2 or 3 | 3 / 2 / 2 | unlikely |
Height above sea level
The street's addresses are about 27 m above sea level.
Broadband
| Postcode | Superfast (30 Mbit/s+) | Ultrafast (300 Mbit/s+) | Gigabit | Below 10 Mbit/s |
|---|---|---|---|---|
| MK40 1AS | 100% | 96% | 96% | 0% |
| MK40 1UH | 50% | 0% | 0% | 0% |
Getting around
| Nearest | Distance | |
|---|---|---|
| Railway stations | Bedford St Johns 176,000 journeys in 2024–25 | 630 m (0.4 miles) |
| Bedford 3.8 million journeys in 2024–25 | 690 m (0.4 miles) | |
| Kempston Hardwick 9,780 journeys in 2024–25 | 5.3 km (3.3 miles) | |
| Bus stops | 13 stops within 400 m (0.2 miles), 46 within 800 m (0.5 miles); nearest Pilgrims House Bedford | 50 m |
| Bus or coach station | Bus Station Bedford | 280 m |
| Car parks | 6 within 800 m (0.5 miles); nearest River Street Car Park | 110 m |
| EV charging points | 25 within 1.6 km (1 mile); nearest bp Pulse | 100 m |
| Airport with scheduled flights | London Luton Airport LTN | 29.8 km (19 miles) |
Local services
| Nearest | Distance | |
|---|---|---|
| GP surgeries | 5 practices within 1.6 km (1 mile); nearest Ashburnham Road Surgery | 600 m (0.4 miles) |
| Pharmacies | 11 pharmacies within 1.6 km (1 mile); nearest Boots | 150 m |
| NHS dentists | 21 practices within 1.6 km (1 mile); nearest Dental Surgery | 240 m |
| Hospital | Bedford Hospital | 720 m (0.4 miles) |
| Police station | Bedford Police Station | 320 m |
| Cash machines | 8 machines within 800 m (0.5 miles); nearest Cash machine 14 Silver Street Halifax | 250 m |
Parks and green space
| Nearest | Distance | |
|---|---|---|
| Park or garden | 8 within 800 m (0.5 miles); nearest St Mary's Gardens 2.2 ha | 200 m |
| Largest park within 800 m (0.5 miles) | Everard Meadow 10 ha | 530 m (0.3 miles) |
| Play area | 13 within 800 m (0.5 miles); nearest Unnamed 1,340 m² | 140 m |
| Playing field | 1 within 800 m (0.5 miles); nearest Priory Recreation Ground 6,000 m² | 500 m (0.3 miles) |
| Allotments | 1 within 800 m (0.5 miles); nearest Unnamed 730 m² | 560 m (0.3 miles) |
Within 800 m (0.5 miles): 8 parks and gardens, 22 hectares in all.
Landmarks
The nearest historic landmark is Harpur Centre, a listed building (Grade II*), 150 m north. 105 listed buildings are within 1 km (0.6 miles), 5 of them Grade I and 7 of them Grade II*.
| Name | What it is | From the middle of the street |
|---|---|---|
| Harpur Centre | Listed building, Grade II* | 150 m north |
| Bedford Shire Hall | Listed building, Grade II* | 150 m east |
| Church of St Paul | Listed building, Grade I | 150 m east |
| Harpur Suite | Listed building, Grade II* | 170 m north-east |
| Medieval lime kiln off Castle Lane, Bedford | Scheduled monument | 360 m north-east |
| Bedford Castle motte and bailey | Scheduled monument | 410 m (0.3 miles) east |
| Bedford Park | Registered park or garden, Grade II | 1.5 km (0.9 miles) north |
| Bedford Cemetery | Registered park or garden, Grade II | 1.6 km (1 mile) north |
| Site of Newnham Priory | Scheduled monument | 2 km (1.2 miles) east |
| Name | What it is | From the middle of the street |
|---|---|---|
| Castle Hill | Hill | 410 m (0.3 miles) east |
| Rink Islands | Island | 420 m (0.3 miles) east |
| Hill Rise | Wood | 1.4 km (0.9 miles) north |
| Longholme Island | Island | 1.6 km (1 mile) east |
| Priory Marina | Lake or reservoir | 2.1 km (1.3 miles) east |
| Press Meadow | Wood | 2.2 km (1.4 miles) east |
Air quality
| Pollutant | Here | UK limit | WHO guideline |
|---|---|---|---|
| Nitrogen dioxide (NO2) | 10.5 | 40 | 10 |
| Fine particles (PM2.5) | 7.3 | 20 | 5 |
| Particles (PM10) | 11.9 | 40 | 15 |
All three are within the UK legal limits; nitrogen dioxide and PM2.5 are above the WHO guideline, as in most towns and cities.
Road and rail noise
| Level | Road traffic | Railways |
|---|---|---|
| 70 to 74 | 1 | 0 |
| 60 to 64 | 1 | 0 |
| Under 55 | 0 | 2 |
2 of the street's 2 addresses are modelled at 55 dB or more from road traffic, above the WHO guidelines.
Climate, daylight and earthquakes
Monthly temperatures and rainfall, sunrise and sunset through the year, and earthquakes recorded nearby since 1970 are much the same across the area, so they are worked out once for Bedford: see them on the Bedford page.
Nearest schools
| School | Phase | Ages | Distance | Inspection |
|---|---|---|---|---|
| Bedford College | 16 plus | 16–99 | 220 m | No published inspection |
| Bedford Free School | Secondary | 11–16 | 340 m | Outstanding (Jan 2020, overall grade under the previous framework) |
| Priory Primary School | Primary | 3–11 | 490 m (0.3 miles) | No overall grade (Nov 2024, graded inspection without an overall judgement): Quality of education: Good; Behaviour and attitudes: Good; Personal development: Good; Leadership and management: Good |
| Peter Pan Nursery School | Nursery | 2–5 | 1 km (0.6 miles) | No published inspection |
| Cauldwell School | Primary | 4–11 | 1 km (0.7 miles) | Report card (Nov 2025): Curriculum and teaching: Expected standard; Achievement: Expected standard; Attendance and behaviour: Strong standard; Personal development and wellbeing: Strong standard; Inclusion: Strong standard; Leadership and governance: Expected standard; Early years: Needs attention; Safeguarding standards: Met |
| Livingstone Primary School | Primary | 2–11 | 1 km (0.7 miles) | Good (Mar 2023, overall grade under the previous framework) |
| Castle Newnham School | All-through | 4–16 | 1.2 km (0.7 miles) | Report card (Mar 2026): Curriculum and teaching: Expected standard; Achievement: Expected standard; Attendance and behaviour: Expected standard; Personal development and wellbeing: Expected standard; Inclusion: Expected standard; Leadership and governance: Expected standard; Early years: Expected standard; Safeguarding standards: Met |
| Cherry Trees Nursery School | Nursery | 2–5 | 1.3 km (0.8 miles) | No published inspection |
| Shackleton Primary School | Primary | 4–11 | 1.3 km (0.8 miles) | Report card (Jan 2026): Curriculum and teaching: Expected standard; Achievement: Needs attention; Attendance and behaviour: Expected standard; Personal development and wellbeing: Expected standard; Inclusion: Expected standard; Leadership and governance: Expected standard; Early years: Expected standard; Safeguarding standards: Met |
| Queen's Park Academy | Primary | 2–11 | 1.4 km (0.9 miles) | Good (May 2022, overall grade under the previous framework) |
| Edith Cavell Primary School | Primary | 3–11 | 1.5 km (0.9 miles) | No published inspection |
| Westfield Primary School | Primary | 3–11 | 1.6 km (1 mile) | Report card (Jun 2026): Curriculum and teaching: Expected standard; Achievement: Expected standard; Attendance and behaviour: Expected standard; Personal development and wellbeing: Strong standard; Inclusion: Expected standard; Leadership and governance: Expected standard; Early years: Expected standard; Safeguarding standards: Met |
Food hygiene ratings nearby
| Business | Type | Distance | Rating | Rated |
|---|---|---|---|---|
| Pistachio Cafe' MK40 1AS | Restaurant/Cafe/Canteen | 10 m | 4 Good | 3 Dec 2024 |
| Taco Bell MK40 1AS | Restaurant/Cafe/Canteen | 10 m | 5 Very good | 6 Jan 2026 |
| Miller & Carter MK40 1AS | Restaurant/Cafe/Canteen | 50 m | 5 Very good | 18 Sep 2024 |
| Olive Tree MK40 1AS | Restaurant/Cafe/Canteen | 50 m | 5 Very good | 28 Jul 2026 |
| Vue Entertainment MK40 1AS | Restaurant/Cafe/Canteen | 50 m | 5 Very good | 29 Aug 2026 |
| Velora MK40 1AS | Restaurant/Cafe/Canteen | 60 m | 5 Very good | 28 Oct 2025 |
| Fusion '0' MK40 1UH | Retailers - other | 70 m | 5 Very good | 16 May 2014 |
| TK Maxx MK40 1UH | Retailers - other | 70 m | 5 Very good | 3 Feb 2016 |
| Price Check MK40 1TJ | Retailers - other | 80 m | 5 Very good | 7 Jan 2023 |
| Superdrug Stores Plc MK40 1TQ | Retailers - other | 100 m | Exempt | |
| Woolpack Hub MK40 1QS | Restaurant/Cafe/Canteen | 100 m | 5 Very good | 25 Sep 2018 |
| Albero Lounge MK40 1AY | Restaurant/Cafe/Canteen | 110 m | 5 Very good | 16 Apr 2025 |
| Tesco Stores Limited MK40 1TJ | Retailers - supermarkets/hypermarkets | 120 m | 5 Very good | 8 Feb 2024 |
| We Cha Bubble Tea MK40 1TJ | Takeaway/sandwich shop | 120 m | 4 Good | 6 Nov 2024 |
| Card Factory MK40 1TP | Retailers - other | 140 m | Exempt |
Crime within 250 m
| Category | Crimes |
|---|---|
| Violence and sexual offences | 222 |
| Shoplifting | 111 |
| Anti-social behaviour | 105 |
| Public order | 70 |
| Other theft | 60 |
| Criminal damage and arson | 44 |
| Drugs | 34 |
| Robbery | 24 |
| Burglary | 22 |
| Bicycle theft | 21 |
| Vehicle crime | 17 |
| Theft from the person | 12 |
| Possession of weapons | 11 |
| Other crime | 6 |
Most of these are attached to: On or near Shopping Area (123); On or near River Street (110); On or near Silver Street (110); On or near Harpur Square (104); On or near St Paul'S Square (93).
People and work
Who lives here
| Around this street | England | |
|---|---|---|
| Median age | 33 | 40 |
| Children under 15 | 18% | 17% |
| Aged 65 and over | 7% | 18% |
Homes
| Around this street | England | |
|---|---|---|
| Owned (outright or with a mortgage) | 30% | 61% |
| Owned outright | 11% | 33% |
| Shared ownership | 12% | 1% |
| Social rented | 14% | 17% |
| Private rented | 45% | 21% |
Work and commuting
| Around this street | England | |
|---|---|---|
| Adults (16 and over) in work | 69% | 57% |
| Unemployment (of those working or looking for work) | 8% | 6% |
| Retired (of adults) | 7% | 22% |
| Long-term sick or disabled (of adults) | 4% | 4% |
| Work mainly from home (of those in work) | 24% | 32% |
| Travel to work by car or van | 38% | 48% |
| By train, Underground, metro or tram | 3% | 4% |
| By any public transport, including bus | 10% | 8% |
| On foot or by bicycle | 21% | 10% |
| Work within 10 km (6 miles) of home (of those who travel to work) | 62% | 65% |
| Work 30 km (19 miles) or more away | 15% | 8% |
Education and languages
| Around this street | England | |
|---|---|---|
| Degree or other higher qualification, Level 4+ (of adults) | 37% | 34% |
| No qualifications | 18% | 18% |
| Apprenticeship as highest qualification | 6% | 5% |
| Main language English (aged 3 and over) | 66% | 91% |
| Cannot speak English well or at all | 6% | 2% |
Deprivation
The neighbourhood around this street is in decile 1 of 10 on the English Indices of Deprivation 2025, where 1 is the most deprived tenth of England's 33,755 neighbourhoods and 10 the least.
What has changed
Nothing new since the change feed started on 30 October 2026. New sales and energy certificates, and hygiene ratings, school inspections and flood figures nearby, will be listed here as the sources update.
Postcodes on this street
Nearby streets
Commercial Road · Merchant Place · Harpur Centre · Horne Lane · River Street · Costin Street · Heron Quay · Charter Walk · St Pauls Square · Maitland Street · St Paul's Square · Sovereigns Quay
What this page cannot tell you
- Whether a particular house is at risk of flooding, subsiding or anything else: the flood map is a model of areas and there is no property-level data here.
- What a home is worth now: sales are historic prices for the homes that happened to sell.
- How safe the street is: crime points are moved to anonymised locations and many crimes are never reported.
- Whether you would get a place at a school: distances are straight lines, not catchments.
- Who lives on the street now: census figures describe the small areas around it in March 2021, during a lockdown.
- How long a journey takes or how often anything runs: transport distances are straight lines to the nearest stops.
- Whether a GP practice is taking new patients, or a dentist new NHS patients.
- How loud a home is inside, or noise from industry, neighbours or smaller airfields: noise figures are models of road, rail and air traffic outside.
How each figure on this page is matched to the street and worked out: methodology.